Debt consolidation calculator

Talk to a mortgage and insurance adviser for no obligation advice...
FREE PHONE 0800 977 7587

	Apply now
	Mortgages
	Remortgages
	Repossession Stop
	Mortgage Protection
	Mortgage Calculator
	Consolidation Calculator
	Credit Card Payoff Calculator
	Articles & Links
	Testimonials
	Vacancies
	Our Privacy Policy
	Get advice.






Telephone calls may be recorded and or monitored.

Debt consolidation calculator
Your credit cards and loan details
Debt	Amount	Interest %	*1 Monthly payment
E.g. Visa	2000.00	10.9	250.00







*1 If your monthly payment amount is 0 or does not cover the interest you are charged each month, a payment amount based on a 30-year term will be used as your monthly payment.

Your current mortgage details
Current lender	Outstanding £	Rate %	Term remaining Years	Monthly payment
E.g. Halifax	160000	7.2		250.00

Product type	Repayment method	Early repayment charge (ERC) E.g. 5000

Your current status (Your credit cards and loans)
Total debt	Avg. interest %	Total payment	Monthly interest

You will pay off your debts in
they will be repaid in total in
You will pay a total of
this includes interest of which is of your current debt

If you remortgage to consolidate your debts
To consolidate your debts you could obtain a remortgage.
Your credit cards and loans to consolidate
Your current outstanding mortgage amount
The ERC to include
The total to consolidate


Enter details about your proposed new mortgage
Initial Rate %	Reversionary Rate %	Term (Years)


Your proposed remortgage payments will be
*2 On Initial Rate		*2 On Reversionary Rate
Repayment		Repayment
Interest only		Interest only
*2 The above figures assume an annual reset type mortgage which recalculates mortgage payments once a year. As such they may slightly overstate the monthly payments for more flexible mortgages, offering monthly or even daily recalculation of payments.
Notes about the proposed mortgage


What it will be costing you to consolidate your loans and credit cards in a remortgage
the mortgage payments above include , this is the amount allocated to the consolidation of the current debts you listed in the credit cards and loans section. on your monthly payments, but you will pay a total of in interest. Compared to your current credit card and loan status (shown above), this is in additional interest over the longer term. PLEASE NOTE: This consolidation calculation is based on a repayment mortgage. WARNING: Should you consolidate into an Interest Only mortgage you will not be repaying the capital debt.

Wish to apply? Click here

Rates from 6.5% APR. The overall cost for comparison is 9.2% APR. This means that 66% of our customers qualify for this rate or less. A broker fee of up to 1.5% of the total amount borrowed may be payable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. How competitive are our fees?

This website is wholly owned and maintained by:
Leybridge Limited of The Garden Suite. Pine Grange. Bath Road. Bournemouth. Dorset. BH1 2PF.
Data Protection Act Registration No. Z8754656
Consumer Credit License Number: 541607
Leybridge Limited is a company registered in England and Wales with company number: 04831398
Leybridge Limited is registered with the Financial Services Authority registration No. 313790

OUR REGULATION AND PERMITTED BUSINESS
The Financial Services Authority is the independent watchdog that regulates financial services. Leybridge Limited is authorised and regulated by the Financial Services Authority (FSA) to give advice and is bound by their rules. Our FSA Register number is 313790. Our permitted business is to advise on and arrange regulated mortgage contracts and Non-investment insurance contracts. You can check this on the FSA Register by visiting the FSA web site www.fsa.gov.uk/register or by contacting the FSA consumer helpline on 0845 606 1234.

NON FSA REGULATED BUSINESS
Certain products that we advise on are not regulated by the Financial Services Authority these products include but are not limited to; commercial mortgages and second charge secured loans.