Credit Card Payoff Calculator

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Credit card payoff calculator

Enter your current balance:

Months	Payment	Interest
12
18
24
30
36
42
54
60

Enter your interest rate:

What is your current monthly payment:

Months to payoff:

Total Interest:

Enter your payoff goal (in months):

Monthly Payment:

Total Interest:

What will it take to completely pay off the balance of a credit card at the current interest rate? Enter your current balance and interest rate. Then, enter a monthly payment to calculate how many months it will take to pay off the credit card, or enter the payoff goal to calculate what your monthly payment must be to meet that goal.

Please note:
The 'Month to payoff' figure assumes you continue to make the payment entered in the 'What is your current monthly payment' field, even if the minimum required payment is less than this amount.

'Nan' is displayed in the 'Months to payoff' & 'Total Interest', if the amount entered at 'What is your current monthly payment' field is not enough to pay off the amount owed within 740 months (61.6 years)

Rates from 6.5% APR. The overall cost for comparison is 9.2% APR. This means that 66% of our customers qualify for this rate or less. A broker fee of up to 1.5% of the total amount borrowed may be payable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. How competitive are our fees?

This website is wholly owned and maintained by:
Leybridge Limited of The Garden Suite. Pine Grange. Bath Road. Bournemouth. Dorset. BH1 2PF.
Data Protection Act Registration No. Z8754656
Consumer Credit License Number: 541607
Leybridge Limited is a company registered in England and Wales with company number: 04831398
Leybridge Limited is registered with the Financial Services Authority registration No. 313790

OUR REGULATION AND PERMITTED BUSINESS
The Financial Services Authority is the independent watchdog that regulates financial services. Leybridge Limited is authorised and regulated by the Financial Services Authority (FSA) to give advice and is bound by their rules. Our FSA Register number is 313790. Our permitted business is to advise on and arrange regulated mortgage contracts and Non-investment insurance contracts. You can check this on the FSA Register by visiting the FSA web site www.fsa.gov.uk/register or by contacting the FSA consumer helpline on 0845 606 1234.

NON FSA REGULATED BUSINESS
Certain products that we advise on are not regulated by the Financial Services Authority these products include but are not limited to; commercial mortgages and second charge secured loans.